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What to Do if Considering Bankruptcy
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Rights & Responsibilities
Annual Credit Report
Consumer Reporting Agencies (CRA’s)
Credit Reporting Agencies (CRA’s)
Fair Credit Reporting Act (FCRA)
Fair Debt Collection Practices Act (FDCPA)
Statute of Limitations
Telephone Consumer Protection Act (TCPA)
Experian Boost – Raise Credit Scores with Phone & Utility Payments
Credit Reporting Agencies Violate Fair Credit Reporting Act (FCRA) During Dispute Process
Reduce Credit Limit on Credit Card(s) – Qualify for Mortgage & Preserve Age
Voluntary Surrender of a Car/Vehicle
The Servicemembers Civil Relief Act – Financial Protection
Time-Barred Debt – Debt Buyers/Collectors
Co-Borrower – Joint Borrower – Difference Between
What is a Credit Score?
Your Data – Being Sold – Not Private
Addresses do not Affect Your Credit Scores
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