Disclaimer: Individual results may vary. Not all items are eligible for removal or deletion from your credit reports. ReCredit consultants only provide information based on state and Federal consumer protection laws such as: Fair Debt Collection Practices Act (FDCPA), Fair Credit Reporting Act (FCRA), and Telephone Consumer Protection Act (TCPA). We use best efforts to improve your credit scores and reports, but accept no responsibility for negative financial performance including, but not limited to, missed payments, frequent credit inquiries, debt abandonment, or bankruptcy/court filings. Contact us if you have specific questions before enrollment.

The ReCredit team has a combined decades of experience in the debt and credit industry.

How ReCredit Works

Financial Goal Setting

Our process begins with setting your financial goals and identifying the most important habits and actions to help make them a reality.

Comprehensive Evaluation

After gathering all the necessary reports, our evaluation will determine what steps we need to take to correct your report and improve your score.

We Dispute and Correct Records

We take action and begin correcting errors and erroneous data on your report using our proprietary system and team of industry insiders.

Your Score and Savings Improve

Most clients see positive results within 45-60 days. Improved scores allow you to save money with better rates and lower payments.

Why Choose ReCredit?

Our philosophy revolves around Education. We work with you to help you understand the details of your debt/credit matters and what steps/options, you have to maintain good credit. We do much more than provide you letters. We offer in depth consultations and information to enhance your awareness and understanding of the debt/credit industry.

We give you the tools and education to fight for your rights, and our proven system saves the maximum amount of money, time, energy and effort.

Education-focused team of professionals

Decades of experience improving credit

Expert team of consultants for our clients

We fight for our clients every step of the way


I honestly cannot believe the work ReCredit has been doing for me. I spoke with Lyann and she put a plan together, and it worked better than I could ever imagine. When I saw these results, I almost wanted to cry! My credit score has gone up 202 points in 11 days!!

ReCredit Member, Utah

This has been the most amazing experience! My credit history show from non-existent to a 776... It was great working with such an amazing team. I have no reservations whatsoever in recommending them to everyone I know.

ReCredit Member, California

I can't begin to express my gratitude toward ReCredit. I've been in a battle with my credit score for years due to economic downturn of the real estate crash in 2009. I've paid for many different credit service companies who promised they would help my situation, and all I was given was false hope.

Then I found ReCredit and everything changed! My score was in the low 600s and within 60 days, my score went to 800! Lyann worked with me hand-in-hand until I reach my credit score goals!

ReCredit Member, Nevada

THANK YOU so much for your time and patience – teaching me to help people in need of better credit. I am now a bulletproof expert and can help other people!

ReCredit Member, Texas

I want to thank you and the ReCredit team for helping me get my FIRST credit card! I came from Mexico 10 years ago and am currently living with my wife and 2 children in Chicago. We were so blessed to meet an angel who introduced us to you! We are getting our finances in order and building our credit score up so that we can make our dream come true... buying a new home!

ReCredit Member, Illinois

Frequently asked questions

1What does ReCredit do and how does it work?
ReCredit analyzes your credit reports and guides you through the process of getting any negative, unnecessary, inaccurate and unauthorized information deleted/removed from your three major credit reports which are Experian, TransUnion and Equifax. We provide a comprehensive written plan to achieve your credit and/or debt-related goals based on our in-depth analysis.
2How long does it take?
Most Members will see improvement/positive results within 45-60 days. The average person will complete the process in less than 12 months. More complicated credit situations may take longer to resolve.
3How do I track my results and credit improvements?
Our members have 24/7 online access to their progress via multiple sources including free monitoring sites and our interactive software system.
4What kinds of things can be removed from my reports?
Items we help people with include collections (from credit cards, medical bills, utility bills, cell phone bills, auto-loans, etc.) charge-offs, public records (judgments, tax liens, etc.), foreclosures, bankruptcies, student loans (held by private companies), late payments, and inquiries. Please note: not all items may be eligible for immediate removal/deletion.
5Don't items normally take 7-10 years to be removed from my credit report?
This is a general statement. Most agencies and people who do not work in this profession are led to believe that items will remain on credit reports for up to seven to ten years. This is true if you don’t do anything about the items. We work to speed up the process and get your reports and scores in good standing. We guide you in the process of getting the items removed/deleted quickly by using the Federal consumer protection laws. Get started with us today!